How It Works

🛡️ Payment Guard — Catch Wrong Charges Before They Go Through

When you click "Pay Now" or "Confirm Purchase" on any checkout page, ChargeGuardian intercepts the click and shows you a confirmation overlay. You see the merchant name, the exact amount, and the payment method. One more look before the money moves.

This catches: wrong-card charges, accidental subscriptions, impulse purchases, and merchant mistakes. You confirm or you cancel. Simple.

🔍 Scam Detection — Real-Time Phishing Alerts

When you load any page, ChargeGuardian silently scans it for known scam patterns: fake login forms, brand impersonation, suspicious payment forms, phishing links. If it finds something, it shows a color-coded warning banner.

What it detects: Fake PayPal logins, Amazon impersonation pages, fake order confirmations, urgency-based scams ("Your account will be suspended!"), suspicious TLDs and redirects.

What it does NOT do: Send your data anywhere. The scan happens locally. No servers, no logs, no tracking.

📧 WhatsApp Scanner — Catch Scams in Your Messages

ChargeGuardian Pro also scans your open WhatsApp Web chats for phishing attempts. It watches for suspicious links, brand spoofing, urgency language, and payment requests — and flags them right inside the page.

WhatsApp Web: New messages are scanned in real-time. Suspicious links get flagged inline.

⚡ Charge Dispute Manager — Fight Back When Something Goes Wrong

If a charge slips through or you get scammed, the Dispute Manager in the extension popup guides you through the chargeback process. It asks what went wrong, collects the evidence you need, and generates a formal dispute letter you can send to your bank.

No more Googling "how to dispute a charge." No more blank forms. Step-by-step, done.