Browser Extension + Mobile App

Protect your payments on desktop. Screen every message on your phone. One brand. Two products.

The browser extension confirms every payment method before your card is charged. The mobile app scans every SMS, WhatsApp, and Telegram message for scams — all locally, all private.

JDMLAK+
2,500+ Chrome Web Store users and counting
PayPal
Stripe
Shopify
Amazon
Square

Protection that follows wherever you pay

Desktop browser extension for checkout protection. Android app for scam detection across every messaging app.

Live on Chrome

Browser Extension

Payment Guard intercepts every checkout — PayPal, Stripe, Shopify — before your card is charged.

  • Confirms payment method before charge
  • Flags hidden subscription terms
  • Merchant reputation + fraud detection
  • Works on Chrome, Firefox, Kiwi, Edge
Android — Coming to Play Store

Mobile App

Privacy-first scam detection across your messaging apps. Scans SMS, WhatsApp, Telegram — all on-device.

  • SMS + messaging app scanning
  • Fake invoice & phishing detection
  • 100% local — nothing leaves your phone
  • No SMS permission needed (Play Store compliant)
Coming Soon

Crypto Protection

Wallet address verification against known-scam databases before you send any crypto.

  • Wallet address verification
  • Known scam wallet database
  • Multi-sig confirmation before send

The numbers don't lie

Payment fraud and scams are accelerating. ChargeGuardian is your first and last line of defense.

$0
Lost to payment fraud annually in the US
0
In 4 people have fallen victim to a payment scam
0%
Of scam victims are under 50 — it's not just seniors
$0
Data collected or sold. Your money. Your privacy.

Scams have patterns

ChargeGuardian detects these real-world scam types every day. Each category represents actual attack patterns targeting real people.

Fake Invoice Scams

"Your PayPal payment of $499.99 is processing." Contains a phone number or link that goes to scammers, not PayPal. The extension catches the fake domain. The app catches the phishing message before you tap.

Most common scam type — 35% of all reported fraud

Brand Impersonation

"Your Netflix account is suspended" from netflix-verify.com. The email looks perfect — same colors, same logo. The extension flags the domain mismatch. The app scans the notification before you open it.

Hardest to spot — averages $1,200 per victim

Impersonation Scams

"Hey mom, I broke my phone, this is my new number. Can you send $800 for rent?" Or someone pretending to be your landlord with a different cashtag. Our app flags mismatched sender identities.

Growing fastest — up 47% year over year

Your money. Your data.

ChargeGuardian was built with a radical commitment to privacy. We don't want your data.

Zero Data Collection

We collect exactly $0 worth of your data. No analytics, no tracking, no selling.

Local Processing

All screening happens on your device. Your payment details never leave your browser.

Open Source Core

Core detection logic is open source. Anyone can audit what we do — and verify what we don't.

No Permissions Abuse

We request only the minimum browser permissions needed. No reading your history or tabs.

One price. Forever.

No subscriptions. No hidden fees. Just protection that works.

Free
$0
Forever free
  • Payment Guard — full protection
  • Checkout interception
  • Merchant reputation
  • Scam Detection
  • Crypto Protection
Get Started Free

Built by someone who cares

JT
"I built ChargeGuardian because I was tired of seeing people get ripped off. My own mom got scammed. My friends kept hitting 'pay' on the wrong card. Payment platforms profit from your mistakes — and nobody was building a real guardrail. So I did. This isn't a startup play. It's a promise."
Jason Taylor
Founder & Developer, ChargeGuardian

Ready to stop losing money?

Join the waitlist. Free extension available now on Chrome Web Store. Mobile app coming to Google Play soon.