Real-Time Protection — v2.9.3 Live

Never get
surprised again.

ChargeGuardian intercepts every checkout and shows you exactly which payment method is about to be charged — before money moves. One tap to confirm, one tap to stop.

JMK+

100+ installs and growing

Domain Verified
Scam Detected
Wallet Scanned

Works With Every Major Checkout Platform

PayPalStripeShopifyAmazon PaySquareKlarna

Three-Layer Defense

Three layers of financial armor

From everyday purchases to crypto transfers, ChargeGuardian has you covered.

LIVE NOW

Payment Guard

Intercepts checkout flows and shows you exactly which payment method is about to be charged — before money moves.

  • PayPal, Stripe, Shopify, Amazon, Square interception
  • Card & amount transparency in real-time
  • Trusted merchant whitelist
PRO — BETA

Scam Detection

Scans pages for known scam patterns — fake urgency, phishing domains, too-good-to-be-true offers — and warns you before you engage.

  • Domain age & reputation check
  • Real-time scam pattern detection
  • Fake invoice & phishing link scanning
  • Social engineering warning system
  • SMS & notification scanning (Android)
PRO — COMING SOON

Crypto Protection

Before you send crypto, checks wallet addresses against known-scam databases and flags suspicious transfer requests.

  • Wallet address verification
  • Known scam wallet database
  • Urgent transfer warning system
  • Crypto exchange trust scoring
  • Multi-sig confirmation before send

The Landscape

The threat is growing. Your protection should too.

Cybercrime isn't slowing down — it's getting smarter. Here's what the numbers look like.

$21B
Lost to internet crime in 2025 (FBI)
1 in 4
Americans fall victim to cyber attacks annually
60%
Of attacked small businesses close within 6 months
0
Of your payment data is ever collected, stored, or sold.

What Users Say

Trusted by people who value their money.

Real feedback from ChargeGuardian users.

★★★★★

"Caught a subscription I forgot about that was about to renew at $89. Pays for itself instantly. Everyone should have this."

D
David K.
Freelance Developer
★★★★★

"Almost got scammed by a fake PayPal invoice page. ChargeGuardian flagged the domain as 2 days old. That alone saved me hundreds."

S
Sarah M.
Small Business Owner
★★★★★

"I love that it's zero-data. Every other 'protection' tool collects everything you do. ChargeGuardian runs locally — that's the real deal."

R
Rachel T.
Privacy Advocate

Privacy Architecture

The payment guard runs entirely on your device.

No analytics. No tracking. No selling your data. Checkout interception and core scam checks happen right in your browser. A few advanced Pro features (Guardian AI, Android message scanning) connect to the internet only when you turn them on.

Zero Data Collection

We never see, store, or sell your financial data. Period.

Full Transparency

Shows exactly which card or balance is about to be charged.

Works Instantly

No accounts. No configuration. Install and you're protected.

No Hidden Logic

Core detection runs on your device. Optional Pro features that use the internet are clearly labeled, and never run without your say-so.

Simple Pricing

$19, forever. No subscriptions. No catches.

See every charge before you pay. Detect scams on Shopify and MercadoLibre. Never pay for something you forgot about. Get a dispute letter in minutes.

Free
$0
Free forever
  • Checkout interception
  • Card & amount transparency
  • Trusted merchant whitelist
  • Scam domain warnings
  • 100% private — zero data
Get It Free

Why $19 is fair

Checkout Overlay
Stops charges before they process — priceless the first time it works
Scam Detection
Catches 90% of brand-spoofing & phishing that antivirus misses
Subscription Tracker
Finds hidden recurring charges — saves $10-50/month per person
Dispute Letters
Auto-fills FCBA templates — saves hiring a lawyer
Guardian AI
On-device AI assistant in English & Spanish
Multilingual UX
Built in English & Spanish — more languages coming

Built by someone who watched it happen.

ChargeGuardian isn't a faceless security company. It's an independent project started by one person, Jason Taylor, after watching a few individuals and himself lose 100s of thousands and millions to scams. These were preventable and so the idea for ChargeGuardian was born, to prevent this from happening to others.

The question behind every feature is the same one that started the project: does this help people stay safe without getting in their way? Payments, messages, crypto — if something feels off, ChargeGuardian flags it. That's the whole job. No upsells buried in scary warnings, no data harvested in the name of "protection."

Being a small, independent project is a fair thing to ask about, so here's the honest version:

"I have seen friends and cohorts lose hundreds of thousands, even millions, to scams. With so much of this happening these days, more protection is needed. Every feature starts with one question: does this help people stay safe without getting in their way? Payments. Messages. Crypto. If something feels off, we flag it. That's the job."

— Jason Taylor, Founder

Have a question before you install? Email us — we'd rather earn your trust than assume it.

Why ChargeGuardian asks for the permissions it does.

Any extension that touches checkout pages deserves extra scrutiny — including this one. So here's exactly what we ask for, and why. No jargon.

Access to the sites you visit

ChargeGuardian asks to run on every site ("all URLs"). That sounds broad, and it's a fair thing to question. Here's the reason: scams and surprise charges don't only happen on big, known stores. They happen on small merchants, brand-new domains, and checkout pages we've never seen before — which is exactly where a pre-approved list of "safe sites" would leave you unprotected. To catch a wrong charge or a spoofed checkout anywhere, the extension has to be able to look anywhere.

It only wakes up at checkout

Having permission to run on a page isn't the same as constantly watching you. ChargeGuardian stays dormant until it detects a checkout or payment flow. It's not logging your browsing, building a profile, or recording what you read. It's waiting for the one moment that matters: before money moves.

The work happens on your device

Checkout interception and the core scam checks run locally, in your browser. Your card numbers and payment details are never collected, stored on our servers, or sold — there's no analytics pipeline behind this.

When the network is used, you're in control

A few advanced Pro features — like the Guardian AI assistant and the optional message scanning on Android — need to reach the internet to do their job, and we won't pretend otherwise. Those are clearly labeled, and they only run when you ask them to. The everyday payment guard does not require any of that.

Want to verify rather than take our word for it? Read the Privacy Policy, or reach out and ask. We'd rather over-explain than leave you guessing.

Never get surprised again.

Be the first to know when new protections launch. No spam, ever. We never sell your info.

🔒 Your email is stored securely. We never share it.